Summary

Pet insurance doesn't pay for routine or elective treatments so what does it cover, what sorts of policy are available and what does it cost? An essential read before you buy!

Pet Insurance - a waste of time? Page 2

Author Michael Challiner

And the cost? That depends on which type of policy you want, the excess

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you want to pay, the sort of pet you have, its breed, its age and even your post-code (vets charge more in Chelsea). { New loans articles } But as a guide, an industry estimate suggests costs between £30 and £200 per year for a cat and between £50 to £500 for Buster.

The best advice is start the insurance when your pet is young. Most pets can be insured after they're 8 weeks old and you can then maintain the insurance over the course of its life. If your pet is in it's middle age when you want to start the insurance, say eight or nine for a dog, then it may be difficult to get worthwhile cover. ( home insurance ) This is because treatments for existing health conditions will be excluded from the cover and in any case, a new policy at that age gets expensive.

So how can you lower the premiums? { Loan House }Sometime insurers will give you a discount if you pet has been identity chipped and quantity discounts do prevail! Discounts are widely available for your second and subsequent insured pet.

Then there's always the Internet. The Internet is taking an increasing share of the car insurance market and no wonder - its simple, quick and easy. What's more it's probably the cheapest avenue for all your insurance whether it be for your home, your car or pet.