Travel Insurance - why would we need it for a holiday in England? Page 2

Minute by minute, £27.50 for a travel insurance policy was

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starting to look more and more like a good deal.

Reading this, you'll already have gathered that I have a tight hand on my purse. I have to, or my husband would spend it all! So the next step, after deciding that travel insurance could be worthwhile after all, was to get on the Internet and see if I could get a cheaper deal than the one offered by the travel agent.

Some of the websites I visited didn't offer single holiday insurance policies for holidays within the UK, { new mortgage articles @ mortgage machine } but after 10 minutes of searching I found what I was looking for - a travel policy at over £10 less than the travel agent's quote!

I took the time to read the small print, to see exactly what the cover included. Everything I had jotted down was included, and even better, they'd even pay us £30 if the ferry was delayed for up to 12 hours. The insurance also offered us the option to cancel the trip and get a full refund, very generous I thought!

It was all too good to be true, so I had a look at the exclusions - the things they wouldn't cover us for. The insurance wouldn't cover a trip if it was for less than 2 nights away, or if it was less than 25 miles from home. We would also have to pay an excess of £30 towards any claim, which seemed quite reasonable to me.

I decided to get the insurance, and five minutes later, the credit card details were input and the transaction completed. We were insured, and it cost us next to nothing - easy peasy!