Travel Insurance - why would we need it for a holiday in England?
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I was as stunned as could be when the travel agent added an extra £27.50 to the bill for travel insurance. Why on earth would we need that, Mortgage Bazar, mortgages for the 21st century I thought. Did they think we came down in the last shower? Why would we need travel insurance for a trip to another British destination? Its not like wed have to pay for hospital treatment as the NHS is free and were in Orkney after all, not Timbuktu.
When I got back home, I started to think about it all in more detail.
After writing the list, I remembered our Home and Contents insurance policy, surely that would cover me if the luggage or camera was lost travelling in the UK. new mortgage articles @ mortgage machine I dug out the policy, and was glad I did. Our policy covered "personal possessions" but only if they were listed. Id only got the camera a fortnight ago, and it hadnt occurred to me to ring the insurers and have it added onto the policy as a valuable item. (car insurance) Then I had another thought. Car insurance route- great resource If I needed to make a claim on the Home and Contents insurance, that would be the end of a very healthy no claims discount. That would be a major disadvantage to making a claim. A ten year claim free record and the premiums were still coming in at £305 a year. I made a mental note to shop around when the home and contents insurance came up for renewal. Click here for page 2 (car insurance quotes) (loan) |
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